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Payment plan email template for overdue invoices

A practical structure for confirming a payment plan when a freelance client cannot pay an overdue invoice immediately.

Checklist

  • Restate the invoice number and outstanding amount.
  • Ask the client to confirm dates and amounts in writing before treating the plan as agreed.
  • Avoid vague promises such as soon or next week without a specific date.
  • Keep the confirmed plan with the original invoice, quote, approval, and delivery evidence.

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This is an operational checklist, not accounting, tax, or legal advice.